Frequently Asked Questions (FAQ)

A financial coach is a professional who helps individuals, couples, and families develop healthy financial habits and create a plan to manage their money effectively. Rather than selling financial products or managing investments, a financial coach focuses on education, guidance, and accountability to help clients gain control of their finances, build confidence, and work toward their financial goals.

At Rise Together Financial Coaching, I believe in empowering people to take control of their money habits. This means that I am your partner in navigating the complexities of personal finance, managing debt, spending consciously, and planning for the future.

A financial coach will partner with you to:

• Understand your financial situation and create a personalized plan.
• Develop a spending plan that aligns with your goals.
• Learn strategies for saving, reducing debt, and improving cash flow.
• Build positive financial habits and break cycles of financial stress.
• Prepare for life’s transitions, such as buying a home, starting a family, moving abroad, or planning for retirement.
• Stay accountable and motivated on your journey to financial stability.

A financial coach works as your partner, providing guidance and encouragement so you can confidently make informed financial decisions.

Step 1: Schedule a free 20-min consultation to see if Rise Together Financial Coaching is the right fit for you.

Step 2: Book a 2-hour Discovery Session and complete the client intake form to prepare to prepare for coaching.

Step 3: Complete the Discovery Session to gain financial clarity and set goals for the future.

Step 4: Schedule a free On Track call to check in on your progress towards your goals. Decide if ongoing coaching could help with staying on track and building financial stability.

Learn more about Rise Together’s coaching services.

Anyone who wants to improve their financial situation can benefit from working with a financial coach. Whether you’re struggling with debt, looking to build better money habits, preparing for a major life transition, or simply want more confidence in managing your finances, a financial coach can provide personalized guidance and support.

Financial coaching sessions can be tailored to your unique needs and may include topics such as:

• Budgeting and expense tracking
• Saving strategies and emergency funds
• Debt reduction and repayment plans
• Credit score improvement
• Planning for major life events (buying a home, having a child, starting a business)
• Retirement savings and long-term financial goals
• Mindset and behavior shifts around money

Not at all! While financial coaching is helpful for those facing financial challenges, it is also valuable for individuals who want to improve their financial habits, plan for the future, or work toward specific financial goals. Even if you’re financially stable, a coach can help you optimize your money management strategies.

Yes! Your financial situation and any personal information you share during coaching sessions are kept strictly confidential. A financial coach creates a judgment-free, supportive space where you can openly discuss your concerns and goals.

While both financial coaches and financial advisors help people improve their financial well-being, their roles are different.

A financial coach:

• Focuses on education, mindset, and behavior
• Helps with spending plans, debt reduction, and financial habits
• Works with clients to build financial confidence and skills
• Does not sell financial products or offer investment advice

A financial advisor:

• Focuses on investments, wealth management, and financial planning
• Provides advice on stocks, retirement accounts, and other financial products
• Manages and grows investment portfolios
• May sell financial products or provide investment strategies

If you need help developing better money habits and creating a financial plan, a financial coach is a great fit. If you’re looking for investment advice or wealth management, a financial advisor may be more suitable.

Getting started is simple! You can schedule a free consultation to discuss your financial goals, learn more about the coaching process, and determine if financial coaching is the right fit for you.

Book your free consultation today to take the first step toward financial clarity and confidence. Or send me a message if you have any questions.