Take Charge of Your Finances Through Partnership & Empowerment

Whether you feel stuck, stressed, or ready for a reset, we work together to create a plan that fits your real life and moves you forward.

Because when you have clarity and guidance, your goals feel possible and your next steps become clearer.

Plan

Implement

Celebrate

I’m Here to Help

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My goal is to support you on your financial journey. Together, we’ll create a plan that fits your life and goals. Here’s how I can help:

  • Understand Your Money: Track, analyze, and make sense of your income and expenses so you can make a plan, gain clarity, and take control of your money.
  • Tackle Debt with Confidence: If you are struggling to pay off debt. We will develop a realistic debt repayment plan that works for you. Debt is overwhelming, but a clear plan will help you move forward with confidence.
  • Plan for Your Future: Set meaningful financial goals and build a roadmap to achieve them, whether it’s saving for a vacation, retirement savings, or preparing for life’s big moments.

What I Believe

At Rise Together Financial Coaching, I believe that financial well-being is not a luxury. It’s a vital part of living a life that feels secure, fulfilling, and free.

Everyone deserves to feel confident with their money. This is true regardless of how they grew up. It doesn’t matter what they earn or where they’re starting from.

Shame has no place in financial conversations. Whether you’re trying to get out of debt, build savings, or just face the numbers, you deserve support, not judgment.

Growth doesn’t happen in isolation. That’s why I walk alongside my clients, offering guidance, accountability, and encouragement every step of the way.

Together, we will create a personalized, practical roadmap that fits your life, values, and goals. My coaching is deeply rooted in partnership, solidarity, and empowerment.

Book your free consultation today and take the first step toward financial empowerment.

Work With Me

Free Consultation

Let’s connect! In this no-pressure call, we’ll talk about your financial goals and challenges, explore how coaching can help, and see if we’re a good fit to work together. You’ll leave with greater clarity and direction.

Financial Foundations

In this in-depth, 2-hour session, we’ll take a close look at your finances, explore your money mindset, and gain clarity on where you stand. We’ll identify growth areas and build a personalized plan to move forward with confidence.

Money Check-in

A flexible 1-hour session for ongoing support: check in on your goals, get advice on a money challenge, or refresh your plan.

Financial Transformations Program

Through ongoing coaching (3 or 6 months) we’ll transform your relationship with money and put your plan into action. Gain clarity, build lasting financial habits, stay on track, and receive support to create lasting financial confidence and stability.

Hello, I’m Theo

I became a financial coach to help people live with confidence—free from the stress of money holding them back. With 20 years of experience in nonprofit and social justice work, I’ve seen firsthand how financial stress affects individuals and families, particularly those dedicated to making a positive impact. Like many in the sector, I once put my finances on the back burner, but taking control changed my life. Now, I help others do the same.

My coaching is rooted in partnership, collaboration, and a judgment-free approach to building a financial plan that aligns with your values. Let’s start your journey today.

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Deborah G
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Meeting with Theo has transformed how my spouse and I discuss our finances. Theo is kind and non-judgmental, with practical suggestions and resources.
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Tanya T
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After going through some significant life changes and a major shift in my financial situation, I felt completely overwhelmed and unsure of where to even begin. Working with Theo Sitther has given me a distinct path forward. Theo helped me build a real budget that actually makes sense for my life and opened my eyes to where my money was quietly disappearing each month. More than that, he taught me how to make the most of what I have and think strategically about my financial future instead of just surviving from month to month. What I appreciate most is that he met me right where I was, without judgment or confusing jargon. The tools, conversations, and guidance I received didn’t just help my bank account, they gave me security and confidence at a time when I hadn’t had either in a very long time. I now make financial decisions with clarity instead of anxiety and lean into my goals like debt free living, saving for big purchases in the future, and planning trips with my family. I breathe easily and that sense of overwhelm and anxiety no longer plagues me when I think about my finances. I think most importantly in this space, Theo used simplicity and didn’t try to sell me a program or suggest changes that seemed insurmountable. He evaluated my situation, listened to what I really want, then gave me a pathway that is easy to follow. If you’ve experienced hardship and feel like you’re starting over or starting from scratch, I cannot recommend Theo enough. He will help you see that no matter where you are, there is a path forward and that he will walk alongside you.
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Maya U
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Theo was extremely knowledgeable, approachable and caring as I talked through the very vulnerable aspect of financial security and made me feel confident about my financial future moving forward. It has helped me feel more comfortable with my finances and confident in my spending habits.
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Angela g
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Theo is very kind, professional and a great listener! I felt at ease sharing my life experiences and financial habits with him without concern of being judged. Having the sessions online was very convenient and the online documents and tools that he shared with me were easy to follow and apply. I am currently working on the goals that Theo helped me set up for myself and I feel proud every time I am able to reach one!
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