Meet Theo

I became a financial coach to empower people to live their best lives, free from financial stress holding them back. Financial coaching isn’t just about numbers on a spreadsheet; it’s about providing guidance, support, and accountability to set meaningful goals, stay on track, and build a secure future.

With over 20 years in nonprofit and social justice work, I’ve seen how financial challenges impact dedicated changemakers. Like many in this sector, I once neglected my own financial wellbeing—until growing family responsibilities taught me that taking control of our finances wasn’t just about security, but about peace of mind and the freedom to live with intention.

I completed the Financial Coach Academy (FCA) in August 2025. FCA is the industry’s leading training program that’s like an MBA for financial coaches. I’m committed to continuously expanding my education and skills to better serve my clients, because being a student of my craft means you get the best coaching experience possible.

I bring my passion and professional expertise into my coaching practice, creating judgment-free partnerships where we build financial plans aligned with your unique values and goals. There’s no one-size-fits-all solution, and I’m here to support your entire journey.

Wherever you are in your financial journey, you don’t have to navigate it alone. Let’s connect and start building your path to financial confidence today.

– Theo Sitther

Let’s talk

    
 
 
       Posted on Google  
   
   Deborah G 
 
 
 
 Trustindex verifies that the original source of the review is Google. Meeting with Theo has transformed how my spouse and I discuss our finances. Theo is kind and non-judgmental, with practical suggestions and resources.
  
 
      Posted on Google  
   
   Tanya T 
 
 
 
 Trustindex verifies that the original source of the review is Google. After going through some significant life changes and a major shift in my financial situation, I felt completely overwhelmed and unsure of where to even begin. Working with Theo Sitther has given me a distinct path forward.

Theo helped me build a real budget that actually makes sense for my life  and opened my eyes to where my money was quietly disappearing each month. More than that, he taught me how to make the most of what I have and think strategically about my financial future instead of just surviving from month to month.

What I appreciate most is that he met me right where I was, without judgment or confusing jargon. The tools, conversations, and guidance I received didn’t just help my bank account, they gave me security and confidence at a time when I hadn’t had either in a very long time. I now make financial decisions with clarity instead of anxiety and lean into my goals like debt free living, saving for big purchases in the future, and planning trips with my family. I breathe easily and that sense of overwhelm and anxiety no longer plagues me when I think about my finances. I think most importantly in this space, Theo used simplicity and didn’t try to sell me a program or suggest changes that seemed insurmountable. He evaluated my situation, listened to what I really want, then gave me a pathway that is easy to follow.

If you’ve experienced hardship and feel like you’re starting over or starting from scratch, I cannot recommend Theo enough. He will help you see that no matter where you are, there is a path forward and that he will walk alongside you.
  
 
      Posted on Google  
   
   Maya U 
 
 
 
 Trustindex verifies that the original source of the review is Google. Theo was extremely knowledgeable, approachable and caring as I talked through the very vulnerable aspect of financial security and made me feel confident about my financial future moving forward. It has helped me feel more comfortable with my finances and confident in my spending habits.
  
 
      Posted on Google  
   
   Angela g 
 
 
 
 Trustindex verifies that the original source of the review is Google. Theo is very kind, professional and a great listener! I felt at ease sharing my life experiences and financial habits with him without concern of being judged. Having the sessions online was very convenient and the online documents and tools that he shared with me were easy to follow and apply. I am currently working on the goals that Theo helped me set up for myself and I feel proud every time I am able to reach one!
  
 
  
  
 
 
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